What's the cheapest Fraser Valley city to buy a condo in 2026?

Chilliwack has the lowest floor price for condos in the Fraser Valley — listings starting around $190K–$220K for older stock. Abbotsford is next, with entry-level 1-beds from roughly $260K. Both markets have lower commute scores to Vancouver, which is part of why prices stay accessible. If a daily Vancouver commute isn't the priority, these are the two cities to start with.

Should I buy a condo or townhouse as a first-time buyer in the Fraser Valley?

The honest answer is: it depends on your budget and how many years you expect to stay. Condos get you into the market at a lower price point with less maintenance responsibility, but strata fees add to your monthly carrying cost and qualifying math. Townhouses cost more upfront but give you more space, often a private entrance and yard, and lower strata fees per square foot. Most first-time buyers in Surrey start with a condo around $500K; most in Langley aim for a townhouse between $720K and $850K. We have a full journal post comparing the two if you want the longer version.

What income do I need to buy a $500,000 condo in the Fraser Valley?

Roughly $95,000–$110,000 in qualifying household income, depending on strata fees, property tax estimate, and any existing debt. That assumes 5% down ($25,000), a 4.5% contract rate stress-tested at 6.5%, and 30-year amortization. Higher strata fees eat into qualifying capacity — a $700/month strata fee is worth about $65,000 less in qualifying mortgage compared to a $250/month strata. Run the math with your mortgage broker before you set your price ceiling.

What income do I need to buy an $800,000 townhouse in the Fraser Valley?

Roughly $140,000–$155,000 in qualifying household income, assuming 5%/10% minimum down on an $800K townhouse ($55,000 total), 4.5% contract rate, stress-test qualifying at 6.5%, and a 30-year amortization. Strata fees for townhouses are generally $250–$450/month, which are lower per square foot than condos. Two qualifying first-time buyers with maxed FHSAs and HBPs can cover a meaningful portion of the down payment from registered accounts.

Which Fraser Valley city is best for first-time buyers in 2026?

There's no single answer — the right city depends on commute, budget, and what you want from daily life. Surrey gives the best transit access to Vancouver and the most condo inventory under $550K. Langley has the deepest townhome market and is building out transit. Abbotsford has the lowest prices for both condos and townhomes. Chilliwack is for buyers who want the absolute lowest entry and are fine trading commute for lifestyle. We cover each city in detail in the pages linked below.

Do Fraser Valley condos and townhomes qualify for the BC PTT first-time buyer exemption?

Most do. The full $8,000 PTT exemption applies to purchases at $835,000 or less for qualifying first-time buyers (Canadian citizen or PR, 12 months BC residency, never owned a principal residence anywhere). Almost all Abbotsford, Chilliwack, Mission, and Maple Ridge condos and townhomes clear this threshold. Many Langley and Surrey townhomes in Walnut Grove, Brookswood, Newton, and Fleetwood also qualify. Willoughby new-build townhomes and South Surrey condos are the most likely to exceed the cap — for those, the Newly Built Home Exemption (up to $1.1M for new construction) is typically the better path.

What is the Fraser Valley apartment benchmark price in 2026?

The Fraser Valley apartment (condo) benchmark sat at $491,000 in April 2026, down approximately 8% year-over-year, per the Fraser Valley Real Estate Board monthly release. Neighbourhood pricing varies considerably — Surrey City Centre runs $450K–$520K for a typical 2-bedroom, while South Surrey and Langley condos trade at $600K–$750K. Chilliwack and Abbotsford median condo prices are well below the Fraser Valley average.

What is the Fraser Valley townhome benchmark price in 2026?

The Fraser Valley townhome benchmark was $771,600 in April 2026, down 7.4% year-over-year, per FVREB. Langley-specific townhome benchmarks ran slightly higher at $811,500 in March 2026. Abbotsford has the lowest Fraser Valley townhome median at approximately $688,000. Chilliwack townhome entry prices start around $525,000. All benchmarks are from the FVREB monthly report — we link the source on each city page.

Condos & Townhomes for Sale in the Fraser Valley — 2026 City Guide

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66 cities · 544 areas

Every MLS® area across Greater Vancouver, the Fraser Valley, the Sea-to-Sky corridor, the Sunshine Coast, and the Gulf Islands. Tap a city to expand.

Abbotsford9 areas · 1251 listings

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Abbotsford East276 Abbotsford West373 Aberdeen56 Bradner22 Central Abbotsford425 Matsqui11 Poplar66 Sumas Mountain12 Sumas Prairie10

Agassiz4 areas · 76 listings

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Agassiz45 Harrison Lake1 Hemlock15 Mt Woodside15

Anmore1 area · 33 listings

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Anmore33

Belcarra1 area · 10 listings

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Belcarra10

Boston Bar / Lytton2 areas · 8 listings

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Fraser Canyon7 Lytton1

Bowen Island1 area · 99 listings

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Bowen Island99

Britannia Beach1 area · 10 listings

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Britannia Beach10

Burnaby38 areas · 2147 listings

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Chilliwack29 areas · 1019 listings

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Columbia Valley1 area · 9 listings

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Columbia Valley9

Coquitlam25 areas · 1465 listings

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Cultus Lake5 areas · 41 listings

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Columbia Valley5 Cultus Lake East7 Cultus Lake North22 Cultus Lake South2 Vedder Mountain5

D'Arcy3 areas · 6 listings

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Birken1 D'Arcy2 Devine3

Delta22 areas · 761 listings

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Egmont1 area · 5 listings

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Pender Harbour Egmont5

Furry Creek1 area · 8 listings

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Furry Creek8

Gabriola Island1 area · 2 listings

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Gabriola Island2

Galiano Island1 area · 51 listings

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Galiano Island51

Gambier Island1 area · 17 listings

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Gambier Island17

Garden Bay1 area · 37 listings

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Pender Harbour Egmont37

Gibsons2 areas · 184 listings

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Gibsons & Area183 Sechelt District1

Halfmoon Bay2 areas · 69 listings

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Halfmn Bay Secret Cv Redroofs67 Pender Harbour Egmont2

Harrison Hot Springs2 areas · 86 listings

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Harrison Hot Springs71 Harrison Lake15

Harrison Mills3 areas · 5 listings

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Harrison Mills1 Lake Errock2 Mt Woodside2

Hope6 areas · 132 listings

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Agassiz2 Hope104 Kawkawa Lake7 Laidlaw3 Sunshine Valley10 Yale – Dogwood Valley6

Keats Island1 area · 8 listings

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Keats Island8

Ladner8 areas · 42 listings

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Delta Manor4 Hawthorne5 Holly4 Ladner Elementary12 Ladner Rural1 Neilsen Grove11 Port Guichon4 Westham Island1

Laidlaw1 area · 2 listings

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Laidlaw2

Langdale1 area · 1 listing

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Gibsons & Area1

Langley11 areas · 1660 listings

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Aldergrove Langley111 Brookswood Langley157 Campbell Valley51 County Line Glen Valley23 Fort Langley35 Langley City320 Murrayville56 Otter District36 Salmon River70 Walnut Grove138 Willoughby Heights663

Lindell Beach2 areas · 22 listings

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Columbia Valley3 Cultus Lake South19

Lions Bay1 area · 20 listings

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Lions Bay20

Madeira Park1 area · 42 listings

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Pender Harbour Egmont42

Maple Ridge12 areas · 989 listings

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Albion91 Cottonwood MR118 East Central219 North Maple Ridge4 Northeast29 Northwest Maple Ridge38 Silver Valley99 Southwest Maple Ridge84 Thornhill MR53 Websters Corners40 West Central197 Whonnock17

Mayne Island1 area · 47 listings

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Mayne Island47

Mission9 areas · 610 listings

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Dewdney Deroche28 Durieu17 Hatzic61 Hemlock28 Lake Errock31 Mission BC359 Mission-West51 Stave Falls24 Steelhead11

Mt Woodside1 area · 2 listings

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Mt Woodside2

Nelson Island1 area · 8 listings

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Nelson Island8

New Westminster13 areas · 687 listings

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Connaught Heights16 Downtown NW120 Fraserview NW69 GlenBrooke North30 Moody Park12 North Arm1 Quay77 Queens Park9 Queensborough122 Sapperton64 The Heights NW23 Uptown NW124 West End NW20

North Vancouver34 areas · 1138 listings

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Pemberton3 areas · 95 listings

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Pemberton82 Pemberton Meadows11 Walkerville Estates2

Pender Harbour2 areas · 38 listings

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Nelson Island2 Pender Harbour Egmont36

Pender Island1 area · 12 listings

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Pender Island12

Pitt Meadows6 areas · 152 listings

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Central Meadows60 Mid Meadows28 North Maple Ridge1 North Meadows PI26 South Meadows36 West Meadows1

Port Coquitlam12 areas · 437 listings

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Birchland Manor5 Central Pt Coquitlam162 Citadel PQ44 Coquitlam West1 Glenwood PQ93 Lincoln Park PQ19 Lower Mary Hill13 Mary Hill22 Oxford Heights27 Port Moody Centre1 Riverwood38 Woodland Acres PQ12

Port Moody10 areas · 349 listings

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Anmore10 Barber Street8 Belcarra4 College Park PM46 Glenayre6 Heritage Mountain14 Heritage Woods PM28 Mountain Meadows1 North Shore Pt Moody52 Port Moody Centre180

Richmond31 areas · 2176 listings

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Roberts Creek1 area · 40 listings

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Roberts Creek40

Rosedale4 areas · 41 listings

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Bridal Falls8 East Chilliwack3 Popkum4 Rosedale26

Ryder Lake2 areas · 3 listings

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East Chilliwack1 Ryder Lake2

Salt Spring Island1 area · 14 listings

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Salt Spring Island14

Sardis6 areas · 13 listings

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Garrison Crossing1 Promontory2 Sardis East Vedder2 Sardis South2 Sardis West Vedder5 Vedder Crossing1

Sardis - Chwk River Valley1 area · 6 listings

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Chilliwack River Valley6

Sardis - Greendale1 area · 6 listings

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Greendale6

Saturna Island1 area · 3 listings

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Saturna Island3

Sechelt3 areas · 246 listings

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Halfmn Bay Secret Cv Redroofs2 Pender Harbour Egmont3 Sechelt District241

Squamish17 areas · 315 listings

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Brackendale27 Brennan Center20 Britannia Beach8 Dentville9 Downtown SQ69 Garibaldi Estates28 Garibaldi Highlands23 Hospital Hill11 Northyards17 Paradise Valley7 Plateau8 Ring Creek1 Squamish Rural1 Tantalus31 University Highlands23 Upper Squamish3 Valleycliffe29

Sunshine Valley2 areas · 27 listings

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Hope1 Sunshine Valley26

Surrey32 areas · 4633 listings

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Tsawwassen8 areas · 118 listings

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Beach Grove2 Boundary Beach8 Cliff Drive10 English Bluff4 Pebble Hill2 Tsawwassen Central2 Tsawwassen East5 Tsawwassen North85

Vancouver64 areas · 5245 listings

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Arbutus45 Big Bend1 Brentwood Park3 Brighouse1 British Properties1 Burke Mountain1 Cambie209 Caulfeild1 Central Lonsdale3 Central Pt Coquitlam1 Champlain Heights27 Coal Harbour126 Collingwood VE266 Coquitlam West1 Cypress Park Estates2 Downtown VE45 Downtown VW481 Dunbar146 Edmonds BE1 Fairview VW121 False Creek102 Fraser VE113 Fraserview VE48 Grandview Woodland179 Hastings54 Hastings Sunrise46 Highgate1 Horseshoe Bay WV2 Kerrisdale101 Killarney VE99 Kitsilano233 Knight96 Lower Lonsdale3 Lynn Valley1 Lynnmour1 MacKenzie Heights33 Main63 Marpole177 Metrotown1 Mount Pleasant VE192 Mount Pleasant VW20 Oakridge VW68 Park Royal1 Passage Island1 Pemberton NV1 Point Grey127 Queensborough1 Quilchena54 Renfrew Heights106 Renfrew VE122 S.W. Marine52 Shaughnessy93 South Cambie101 South Granville137 South Marine121 South Vancouver123 Southlands37 Strathcona53 University VW239 Upper Lonsdale2 Victoria VE71 West End VW378 Whitby Estates1 Yaletown309

West Vancouver41 areas · 686 listings

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Whistler24 areas · 344 listings

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White Rock7 areas · 373 listings

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Crescent Bch Ocean Pk.2 Grandview Surrey3 Hazelmere1 King George Corridor7 Morgan Creek1 Pacific Douglas2 White Rock357

Yale1 area · 5 listings

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Yale – Dogwood Valley5

Yarrow3 areas · 24 listings

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Majuba Hill7 Vedder Mountain1 Yarrow16

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